When you get your first referral you start to earn 10% monthly interests of the amount of your savings balance, so it’s recommended not to withdraw all that you get on your current balance and send as many Ecoins as you can to the savings balance (check pictures above).
When you already have 5 referrals (Change Makers) you become a Pioneer, and your interests raise to 11%.
When you have 5 Pioneers amongst your referrals, you become Innovator, and your interests raise to 12%.
When you have 5 Innovators amongs your referrals you become Revolutionary, and your interests raise to 13%.
And when you have 5 Revolutionaries amongst your referrals you reach the level 5 and you become Visionary, to get 15% monthly interests.